Uttar Pradesh’s Mukhyamantri Kisan Evam Sarvahit Bima Yojana delivers cashless hospital care and financial protection to vulnerable farming families during accidental emergencies. (AI image)
The scheme also envisages coordination between the helpline, police, hospitals and ambulance services when an accident is reported, so that the beneficiary can receive medical assistance without having to arrange the entire process independently.
The eligible head/breadwinner and family members can receive free treatment for accidental injuries up to Rs 2.5 lakh. The scheme therefore seeks to create a financial safety net around the family, combining compensation with access to treatment. LUCKNOW: The Mukhyamantri Kisan Evam Sarvahit Bima Yojana is a social-security and accident-protection scheme of the Uttar Pradesh government aimed at providing financial and medical support to economically vulnerable farming families and other eligible households. The scheme is designed around a simple principle: an accidental death, disability or serious injury should not push a family into financial distress. The scheme broadly combines accident insurance with cashless medical treatment. Importantly, the scheme is not restricted only to the accident victim. Family members of the eligible head/breadwinner can also receive accidental-injury treatment, making it a family-oriented social-security measure. For a low-income rural family, the sudden death or disability of its principal earning member can have consequences extending far beyond the immediate medical expense. Loss of earning capacity can affect children’s education, household consumption, farming activity and repayment of existing loans. It is particularly relevant in rural areas where an accident can simultaneously create a medical emergency and an income crisis.
In case of accidental death or eligible permanent disability, the maximum financial assistance is Rs 5 lakh.