‘The Times of India’ brings you ‘Hack of the Day’—a new weekday series of quick, practical solutions to everyday hassles. Each hack is designed to save you time, money or stress, using tools and features within your reach—from government websites to everyday apps. In simple terms, it’s simple fixes for smarter living.
Contact customer care If the status shows failed or remains pending beyond 24 hours, call your bank’s customer support. Escalate if needed If unresolved after 2–3 working days, file a complaint via the RBI’s Complaint Management System (RBICMS): cms.rbi.org.in. GN Awards 2025: Vote for your favorite Gadgets
Digital payments have become the backbone of everyday transactions, but sometimes transfers through NEFT, RTGS, or IMPS fail, get delayed, or remain stuck between banks. knowing how to track and escalate can save you stress and speed up recovery While most failed transfers are automatically reversed within RBI timelines. What it solves: Helps you trace and recover money when a bank transfer (NEFT/RTGS/IMPS) is delayed, failed, or stuck between banks. Check transaction status Open your bank’s app or netbanking portal. Use the UTR/reference number to verify the transaction status. Share details: UTR, date, amount, sender, and beneficiary information. NOTE: Most failed transfers are auto-reversed within RBI timelines, but early complaints help speed up recovery.