With healthcare expenses increasing faster than urban inflation, many firms are stepping up by enhancing health benefits (Representative image generated using AI)
Cost component and annual increase Rs 1,050-1,500 Average GP and specialist consultation fees in Tier-1 cities between 2023 and 2026. 3 times: Private healthcare inflation compared with general Consumer Price Index inflation. 25-50% Share of an employee’s annual corporate OPD cover that a single dental procedure or MRI can consume. 87%: Employers now offer health benefits beyond basic hospitalisation. 24%: Year-on-year increase in employers offering such benefits. Survey by: Prudent Insurance Brokers Infectious diseases 13% Digestive problems 12% Genitourinary conditions 11% Rs 55,000-87,000: Average hospitalisation costs for these conditions. 41% rise in suicide deaths among Gen Z employees between FY25 and FY26, according to claims data. 16% increase in Employee Assistance Programme (EAP) adoption. Over 60% companies offer only basic phone or chat helplines under these programmes. 28%: Organisations offer no caregiving support, despite employees increasingly balancing childcare with caring for ageing parents. 50-60%: Share of hospitalisation claims accounted for by elderly parents in sectors such as IT. 10-20%: Co-payment on parental health claims introduced by some companies, requiring employees to bear part of the cost. PCOS/PCOD management: 17% Menopause support programmes: 12% PCOS: Polycystic Ovary Syndrome. PCOD: Polycystic Ovarian Disease Rs 50,000-75,000: Standard maternity cover offered by most companies.
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MUMBAI: From rising doctor fees and expensive diagnostic tests to the growing cost of caring for ageing parents, healthcare is putting increasing financial pressure on urban working households, according to a survey. Download the TOI App.
