For millions of salaried employees in India, the Employees’ Pension Scheme (EPS) is a critical part of their retirement savings. Each month, a portion of your salary is deducted and deposited into your EPF account, with a share directed toward EPS. However, many employees rarely verify whether their employer is correctly depositing this pension contribution. Over time, even small errors or missed deposits can accumulate, potentially reducing your pension benefits when you retire. By regularly checking your EPF pension passbook online, you can confirm that every monthly contribution is properly recorded, ensure that deposits match your salary slip deductions, and safeguard your long-term financial security. This simple audit not only promotes transparency but also helps you stay in control of your retirement planning.
This proactive step ensures that your retirement savings are on track and that no discrepancies go unnoticed. * Visit passbook.epfindia.gov.in and enter your UAN and password * Solve Captcha security code and click ‘Sign in’ * Select member ID for your current or previous employer account * Click View passbook and locate the EPS contribution column * Verify monthly EPS deposits against salary slip deductions EPS contribution is capped at ₹1,250 per month under standard wage limits. The easiest way to verify your EPS deposits is by logging into the EPFO Member Passbook portal. The portal provides a detailed record of contributions made by both you and your employer. By reviewing the pension contribution column, you can quickly identify whether your employer has deposited the correct amount each month. By making it a habit to check your passbook, you ensure accuracy, protect your pension savings, and maintain peace of mind about your financial future. Regular audits of your EPS records are a small but powerful step toward building a secure retirement. Get the latest technology news and updates. Download the TOI App.