Navigating Life in Finland: A Comprehensive Guide for Students and Their Spouses (Image for representative purpose)
Students need at least EUR 800 per month for their own living costs and the family must have sufficient financial resources for all members, depending on family size and residence location, according to the 2024 report by Finnish Immigration Service (Migri) . For example, for a family living in the Helsinki metropolitan area, which consists of the student, spouse and two children, the required monthly income sums to about EUR 2,500. The minimum amount you need is 1,260 EUR per month: 560 EUR for a student and around 700 EUR for a spouse. If you have a minor child with you, there is an additional 500 EUR per month. The total for a couple with one child will be around 1,760 EUR per month. You should have a budget conservatively for the first 3 to 6 months while you settle in and find stable earnings if you plan to work.”
Bringing his expertise to the same, Nidheesh Saxena, Senior Director of Admissions at GITAM Deemed to be University, said “Finland is not cheap but costs vary widely by city. When one decides to study abroad, he/she not only envisions a student life but also imagines building a life or career there and when they experience this journey with their partner, it becomes richer, warmer and much more rewarding. Of course, getting your spouse to join you is not that easy as this involves practical questions such as costs, rights and everyday realities. Unlike many other countries, Finland provides a framework that makes it easier for families to stay together. From residence permits to work rights, access to healthcare to student housing options, the system is designed to provide partners with work opportunities or support. Living in Finland on a student visa with a spouse involves considerable financial planning. The lifestyle choices, the city you pick, and whether you choose student housing vs private rental will change the total. Sources regularly recommend keeping a buffer above the technical minimum.
The student is allowed to work an average of 30 hours per week. For benefits, a 2023 qualitative research in the Journal of International Migration and Integration highlighted that the spouses of students on residence permits can access social integration programs, including Finnish language courses, enabling easier local integration. EduGo Abroad ‘s 2022 report on international students in Finland emphasized that students benefit from manageable living expenses, especially with student discounts on food and transport, alongside the possibility of working part-time for up to 30 hours per week.
“The spouse who receives a residence permit on the basis of family ties generally has an unrestricted right to work and to study in Finland. They can take any paid job or enrol in courses without extra permit limitations. Financially, the cost of living in Finland for students and their families is considered reasonable relative to quality of life and social security.
The spouse can look for part-time work right away once their permit is granted but must not start employment before the permit is issued,” Balyan added.